The National Foundation for Credit Counseling (NFCC) offers a variety of financial counseling services to individuals in the United States. Here’s a list of their services:

• • Debt management: The NFCC can help you consolidate your debt, lower your interest rates, and develop a plan to pay it off faster
  • Budgeting assistance: They can help you create a budget and track your spending so you can take control of your finances
  • Credit counseling: The NFCC provides one-on-one financial counseling to help you address your specific financial needs and goals, including credit card debt, student loans, and housing decisions
  • Financial education: The NFCC offers educational resources to help you learn about personal finance and make informed decisions about your money
  • Foreclosure prevention: If you are facing foreclosure, the NFCC can help you explore options to save your home

In addition to these services, the NFCC also advocates for consumers on financial issues and works with lenders to improve financial education and counseling programs.

Who do they help?

The NFCC targets their services to individuals in the United States who are struggling with finances. Their focus is on helping people take control of their debt and achieve financial wellness.

They specifically mention that they help people in situations like:

• • Living paycheck to paycheck
  • Experiencing a financial hardship
  • Needing help with money management

The NFCC also emphasizes that they don’t turn anyone away and their counselors can help regardless of your income or financial situation

How do I apply for help?

The NFCC itself doesn’t directly provide financial counseling. Instead, they connect you with a certified counselor from their network of member agencies. There are two ways to apply for help:

1. 1. Online: You can visit the NFCC’s website at https://www.nfcc.org/ and use their agency finder tool. Fill out the form with your zip code or preferences (phone or in-person counseling) and they will match you with a counselor in your area.
   2. Phone: Call the NFCC directly at 1-800-388-2227. A representative can assist you in finding a counselor based on your needs and location.